Buying a Property
- We send you a client care letter with information about property ownership together with a property questionnaire to obtain the necessary information about your intended purchase.
- Once we receive all the contract papers from the seller’s solicitors, we apply for the necessary property searches through search agents and we raise enquiries about the property.
- Once we have search results and the answers to all our enquiries, we either report to you in writing, but preferably we ask you to have a face-to-face meeting to discuss all aspects of the property you are about to buy and also your future mortgage, if any.
- We will ask you to sign the contract, the transfer and the mortgage, if any.
- When you pay us 5–10% deposit and when you instruct us to do so, we will exchange contracts – this is when your purchase becomes binding and we will agree a completion date.
- We carry out post-completion searches for your protection and request the mortgage money from your bank/building society if any and/or request you to pay the balance of the purchase price.
- On completion date we pay the money to the seller’s solicitors and arrange for them to agree to release the keys to you.
- We prepare the stamp duty forms and pay the stamp duty, if any.
- We make the application to the Land Registry and deal with all its requisitions.
- We give you further advice regarding your property ownership and other legal matters to protect your future legal position and send you a confirmation of your ownership once fully completed.